Terms of Use

Applies to: ThePFSI.com, related subdomains, and all online courses, exams, and certification platforms operated by Personal Fiduciary Standards International (“PFSI”).

1. Acceptance of Terms

By accessing or using ThePFSI.com (the “Website”) and related services, including enrolling in the Personal Fiduciary Certificate (PFC) course, you agree to be bound by these Terms of Use (“Terms”) and our Privacy Policy and Cookies Policy. If you do not agree, do not use the Website or Services.

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) or have the consent of a legal guardian to create an account and enroll in courses. By using our Services, you confirm that you meet this requirement.

3. Account Registration and Security

You may be required to register for an account to access certain Services.
You are responsible for maintaining the confidentiality of your account credentials.
You agree to notify us immediately at info@thepfsi.com of any unauthorized use of your account.
PFSI is not liable for any loss or damage resulting from your failure to protect your login credentials.

4. Course Enrollment, Exams, and Certification

Enrollment in the Personal Fiduciary Certificate (PFC) grants you a limited, non-transferable license to access course materials for personal learning.
Course content, including text, videos, and assessments, remains the property of PFSI and may not be copied, shared, resold, or redistributed without permission.
Certification is issued only upon successful completion of the course and passing the required exam.
PFSI reserves the right to revoke or deny certification if evidence of fraud, cheating, or misrepresentation is found.

5. Intellectual Property

All content, logos, designs, trademarks, and materials on the Website are owned or licensed by PFSI.
You may view, download, and print course materials for personal, non-commercial use only.
You may not copy, reproduce, distribute, modify, or create derivative works without prior written permission from PFSI.

6. Prohibited Conduct

When using the Services, you agree not to:

Engage in cheating, plagiarism, or unauthorized collaboration during exams.
Circumvent or disable security measures or access controls.
Upload, transmit, or distribute harmful code (e.g., viruses, malware).
Use the Website for unlawful, fraudulent, or misleading purposes.
Infringe upon the rights of PFSI, other users, or third parties.

7. Payments and Refunds

Course fees must be paid in full before access is granted.
Payments are processed securely through third-party providers (e.g., Stripe, PayPal).
Unless otherwise stated, course fees are non-refundable once access is provided, except where required by law.

8. Disclaimer of Warranties

The Services are provided “as is” and “as available”. PFSI does not guarantee that:

The Website will be uninterrupted, error-free, or secure.
Course content will meet your specific expectations.
Certification will guarantee legal protection, employment, or professional advancement.

9. Limitation of Liability

To the maximum extent permitted by law:

PFSI is not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website or Services.
PFSI’s total liability, if any, shall not exceed the amount paid by you for the course giving rise to the claim.

10. Compliance with Laws

You agree to comply with all applicable laws and regulations in your jurisdiction, including data protection, intellectual property, and professional standards.

11. Termination

PFSI may suspend or terminate your account and access to Services at any time if you violate these Terms or engage in fraudulent, abusive, or harmful conduct.

12. Changes to Terms

We may update these Terms from time to time. Regularly check this page for any updates. Continued use of the Website after changes means you accept the revised Terms.

13. Contact Us

If you have questions about these Terms, contact us: info@thepfsi.com